Can I Retire Yet?

A basic tool to assess your retirement situation.

Can I Retire Yet? – Pro

A planning tool, for your spending, saving, investing, and path to retirement.

Can I Retire Yet?

… is the fastest, easiest solution for retirement planning on Android.
In just minutes, this simple, fun retirement calculator
gives you an integrated picture of your spending, saving, investing, and retirement!

– Job, pension, Social Security, and retirement work income
– Pre- and post-retirement expenses
– Simple pre- and post-retirement effective tax rates
– User-specified inflation rate
– Predefined accounts: taxable savings plus user-configurable tax-deferred or tax-free retirement account
– Starting balances and returns for each account
– Annual retirement savings transfer
– Solve for income required to retire, age at retirement, or lifetime of portfolio
– Dynamic, fuel bar output
– Results displayed in today’s or future dollars
– Average return analysis
– Default values, interactive input, and extensive help system with explanation of all financial terms make entering your own numbers a snap!

Based on technology from the popular blog Can I Retire Yet?.

Can I Retire Yet? – Pro

… is the most powerful and comprehensive
solution for retirement planning on Android. This
high-fidelity personal financial model gives you a complete and accurate
picture of your spending, saving, investing, and retirement!

– Job, pension, Social Security, and retirement income for both you and spouse
– Multiple, custom asset classes with user-defined fine-grained returns for tax treatment
– Five predefined accounts with accurate tax treatment: cash, taxable investments, tax-deferred for you and spouse, tax-free
– Starting balances and returns for each account
– Annual or percentage band rebalancing within accounts
– Customizable composite asset allocation drawn from all available asset classes within each account
– Penalty for early withdrawal from tax deferred accounts
– Unlimited custom financial events: deposits, withdrawals, transfers, earned income, pensions, or real property
– Earned income events include retirement contributions, company matching, self employment, and tax withholding
– Real property events include taxes, annual costs, purchase costs, sales costs, down payment, APR, mortgage term, and early payoff
– Fine-grained event inflation/deflation controls
– Capital gains/basis tracking/taxation in taxable accounts, including special capital gains tax rates
– Detailed federal tax calculations using inflation-adjusted marginal tax brackets!
– Filing status, personal exemptions, standard deductions, itemized deduction for mortgage interest
– Additional standard deduction at age 65
– Social Security: percent taxable based on AGI/filing status, maximum taxable earnings, refund of excess Social Security tax
– FICA/payroll taxes, self-employment tax
– Required Minimum Distributions (RMDs) starting at age 70
– High-income taxation: Personal Exemption Phaseout, Medicare Surtax, Net Investment Income Tax
– User-specified inflation rate
– Tabular and graphical output for cash flow and net worth
– Detailed year-by-year transaction log documents all input, calculations, output, and program assumptions
– Results displayed in today’s or future dollars
– Average return analysis (Historical and Monte Carlo analyses planned for future releases)
– Extensive help system with explanation of all financial terms
– Carefully validated against other leading retirement and tax calculators!

Based on technology from the popular blog Can I Retire Yet?.