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Can I Retire Yet?

A basic tool to assess your retirement situation.

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Can I Retire Yet? - Pro

A planning tool, for your spending, saving, investing, and path to retirement.

7tabletAccounts

Can I Retire Yet?

... is the fastest, easiest solution for retirement planning on Android.
In just minutes, this simple, fun retirement calculator
gives you an integrated picture of your spending, saving, investing, and retirement!

- Job, pension, Social Security, and retirement work income
- Pre- and post-retirement expenses
- Simple pre- and post-retirement effective tax rates
- User-specified inflation rate
- Predefined accounts: taxable savings plus user-configurable tax-deferred or tax-free retirement account
- Starting balances and returns for each account
- Annual retirement savings transfer
- Solve for income required to retire, age at retirement, or lifetime of portfolio
- Dynamic, fuel bar output
- Results displayed in today's or future dollars
- Average return analysis
- Default values, interactive input, and extensive help system with explanation of all financial terms make entering your own numbers a snap!

Based on technology from the popular blog Can I Retire Yet?.

Can I Retire Yet? - Pro

... is the most powerful and comprehensive
solution for retirement planning on Android. This
high-fidelity personal financial model gives you a complete and accurate
picture of your spending, saving, investing, and retirement!

- Job, pension, Social Security, and retirement income for both you and spouse
- Multiple, custom asset classes with user-defined fine-grained returns for tax treatment
- Five predefined accounts with accurate tax treatment: cash, taxable investments, tax-deferred for you and spouse, tax-free
- Starting balances and returns for each account
- Annual or percentage band rebalancing within accounts
- Customizable composite asset allocation drawn from all available asset classes within each account
- Penalty for early withdrawal from tax deferred accounts
- Unlimited custom financial events: deposits, withdrawals, transfers, earned income, pensions, or real property
- Earned income events include retirement contributions, company matching, self employment, and tax withholding
- Real property events include taxes, annual costs, purchase costs, sales costs, down payment, APR, mortgage term, and early payoff
- Fine-grained event inflation/deflation controls
- Capital gains/basis tracking/taxation in taxable accounts, including special capital gains tax rates
- Detailed federal tax calculations using inflation-adjusted marginal tax brackets!
- Filing status, personal exemptions, standard deductions, itemized deduction for mortgage interest
- Additional standard deduction at age 65
- Social Security: percent taxable based on AGI/filing status, maximum taxable earnings, refund of excess Social Security tax
- FICA/payroll taxes, self-employment tax
- Required Minimum Distributions (RMDs) starting at age 70
- High-income taxation: Personal Exemption Phaseout, Medicare Surtax, Net Investment Income Tax
- User-specified inflation rate
- Tabular and graphical output for cash flow and net worth
- Detailed year-by-year transaction log documents all input, calculations, output, and program assumptions
- Results displayed in today's or future dollars
- Average return analysis (Historical and Monte Carlo analyses planned for future releases)
- Extensive help system with explanation of all financial terms
- Carefully validated against other leading retirement and tax calculators!

Based on technology from the popular blog Can I Retire Yet?.

7tabletAccountsPro